Accelerating lending decisions for borrowers and lenders in the digital era.

Capturisk algorithmic decision support platform reduces time-to-market in lending decisions for commercial mortgage underwriters,
lenders, and borrowers.

Today’s borrowers expect speed and convenience.

Community lenders are struggling to compete with hi-tech Neo Banks and big budget Wall Street banks
Real estate investors are looking for more robust ways to analyze portfolio risk

3 months

Customers have to wait ~3 months to get a loan for a Commercial property.

45 days

Commercial real estate appraisals take ~45 days to come up with the assessed value of the collateral.

45 days

Credit underwriting takes another ~45 days.

Our Solution

Capturisk provides an online solution to allow underwriters to accelerate decisions on commercial lending on real estate by providing just the right data in the right format.

This digitally enabled collateral valuation and loan decisioning platform can be easily deployed and has the potential to bring 40% faster outcomes for lenders and consumers to shop and close loans.



The consumer facing gateway for investors, borrowers, valuers, appraisers, lenders, and professional property fund managers.


The core underwriting platform that lenders and appraisers have access to for their collateral and borrower analysis.

Our Team

75+ years of combined experience in finance, risk, real estate appraisals, technology and data science.

Shyam Gopalaswamy

Founder | CEO

  • 20+ years core finance

Viji Kesavan

Chief Technology Officer

  • Technology and Data Science
  • 17+ years core banking tech

George Dell

Chief Appraiser

  • 40+ years appraiser
  • A celebrity in the industry


Naeem Zafar

Naeem is a seasoned executive who has led five high-tech businesses as the CEO and guided dozens as a Board member or an advisor.

Having co-founded or worked at seven startup companies, he is steeped in the Silicon Valley culture and promotes the lessons of Silicon Valley to organizations and entrepreneurs all over the world. Naeem has been teaching entrepreneurship as a faculty member at the University of California, Berkeley since 2005.

Johnny Adams

Johnny is a Market President & CEO for First Security Bank in Conway, Arkansas with over $6.5 billion in assets and over 75 locations.

He is also on the faculty of several banking schools and professional associations including The Arkansas Bankers Association Lending School and the Risk Management Association (RMA) teaching faculty, a Philadelphia based nation wide credit risk management organization.

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