Customers have to wait ~3 months to get a loan for a commerical property.
Commercial real estate appraisals take ~45 days to come up with the assessed value of the collateral.
Credit underwriting takes another ~45 days.
Capturisk provides an online solution to allow underwriters to accelerate decisions on commercial lending on real estate by providing just the right data in the right format.
This digitally enabled collateral valuation and loan decisioning platform can be easily deployed and has the potential to bring 40% faster outcomes for lenders and consumers to shop and close loans.
The consumer facing gateway for investors, borrowers, valuers, appraisers, lenders, and professional property fund managers.
The core underwriting platform that lenders and appraisers have access to for their collateral and borrower analysis.
75+ years of combined experience in finance, risk, real estate appraisals, technology and data science.
Naeem is a seasoned executive who has led five high-tech businesses as the CEO and guided dozens as a Board member or an advisor.
Having co-founded or worked at seven startup companies, he is steeped in the Silicon Valley culture and promotes the lessons of Silicon Valley to organizations and entrepreneurs all over the world. Naeem has been teaching entrepreneurship as a faculty member at the University of California, Berkeley since 2005.
Johnny is a Market President & CEO for First Security Bank in Conway, Arkansas with over $6.5 billion in assets and over 75 locations.
He is also on the faculty of several banking schools and professional associations including The Arkansas Bankers Association Lending School and the Risk Management Association (RMA) teaching faculty, a Philadelphia based nation wide credit risk management organization.